Access to ATMs worldwide.
- Allow making maximum cash withdrawls of MMK 300,000 at a time, MMK 1,000,000 per day in total at any local ATMs displaying MPU-JCB Logo
- Allow making withdrawls as at oversea ATMs daily limation at ATMs displaying JCB Logo
MPU-JCB Co-Brand Debit Card allows you to make withdrawals at MCB ATMs, other ATMs which accept MPU/JCB logo and ATMs which accept JCB logo in other countries. It can also be used in making payments via POS machine at local and international sales counters, E-commerce and online payments.
*Applicants must be at least 18 years old on the date of registration.
| Fee Description(MMK) | Platinum Card | Classic Card |
|---|---|---|
|
Card expiration period |
5 years |
5 years |
|
Joining Fee (Principle) |
30,000 MMK |
10,000 MMK |
|
Joining Fee (Supplementary) |
15,000 MMK |
5,000 MMK, |
|
Annual Fee (Principle) |
120,000 MMK |
50,000 MMK |
|
Annual Fee (Supplementary) |
60,000 MMK |
25,000 MMK |
|
Pin Reissuing Fee |
Free |
Free |
|
Card Replacement Fee |
10,000 MMK |
10,000 MMK |
|
Credit limit Enhancement Fee |
30,000 MMK |
10,000 MMK |
|
Penalty Fee |
15,000 MMK |
15,000 MMK |
|
Bank Statement Regeneration Fee |
3,000 MMK |
3,000 MMK |
|
Balance Inquiry Fee |
Free (MCB ATM) |
Free (MCB ATM) |
|
Cash Withdrawal Fee (Domestic) |
6% of Transaction amount+ others ATM Charges |
6% of Transaction amount+ others ATM Charges |
|
Cash Withdrawal Fee (International) |
6% of Transaction amount + Markup fee+ Others ATM Charges |
6% of Transaction amount + Markup fee+ Others ATM Charges |
|
Maximum Cash Withdrawal Amount Limit |
20% of Credit Limit |
20% of Credit Limit |
|
Maximum daily /monthly limits for POS and E-commerce transactions (Domestic and International) |
MMK 2,500,000 |
MMK 1,500,000 |
|
Interest Rate |
16.5% per annum after payment due date.
|
16.5% per annum after payment due date.
|
| MPU –JCB Co-Branded Debit Cards | Classic | Platinum |
|---|---|---|
|
Card Joining Fee |
3,000 MMK |
5,000 MMK |
|
Lost/Replacement Fee |
3,000 MMK |
5,000 MMK |
|
Card Re-issue Fee |
3,000 MMK |
5,000 MMK |
|
Annual Fee |
3,000 MMK |
5,000 MMK |
|
(1st Year FOC) |
(1st Year FOC) |
|
|
PIN Reset/ Reissue Fee (Branch Counter Service Only) |
1,000 MMK |
1,000 MMK |
|
ATM Withdrawal – Own Bank Card at our ATMs |
FOC |
FOC |
|
ATM withdrawal: Domestic – Our Card on other Bank ATM (of-us Transactions) |
|
|
|
ATM Withdrawal Fee (Domestic Other Bank Card at our ATMs) |
1% |
1% |
|
ATM Withdrawal Fee (Cross-Border) |
25,000 MMK + Overseas Bank Charges |
25,000 MMK + Overseas Bank Charges |
|
Balance Inquiry Fee over the counter |
FOC |
FOC |
|
Balance Inquiry Fee at ATM (International) |
1000 MMK + Overseas Bank Charges (if applicable) |
1000 MMK + Overseas Bank Charges (if applicable) |
|
Statement Inquiry Fee |
FOC |
FOC |
|
Termination Fee |
FOC |
FOC |
|
Transfer Fee at own ATM |
500 MMK |
500 MMK |
|
Card Block |
FOC |
FOC |
|
Cross-Currency Fee in the Cross-border Usage |
Depend on Business |
Depend on Business |
|
Chargeback Handling Fee |
2 USD per transaction |
2 USD per transaction |
To apply for a MCB MPU-JCB Co-Brand Platinum Debit Card, a customer need to open a Current Account with any MCB Branch by filling in the Application Form comply to account opening requirements
You can get the card immediately when you apply at MCB Branches.
You will inform to nearest MCB Bank during office hours or call MCB Help desk Number 01 2399663
If you remember your old PIN number (Password), you will go to nearest branches to do PIN reset or call MCB Help desk Number 01 2399663
You will go to nearest branches to request the money back with request form.
MPU-JCB Co-Brand Platinum Debit Card have no interest because of linked to Current Account. However, you may also open a Savings Account and transfer your funds between Current Account and Savings Account to earn interest.
You will get an SMS on your phone number registered with the bank
All MCB branches are available to open a current account and apply for the card. Please visit https://www.mcb.com.mm/way-to-bank/branches-map/# to see branches name and location
You can do balance inquiry with MCB Mobile Banking App available for download from Google Play or Apple Store or at any domestic and oversea ATM. At oversea ATM, balance inquiry fee – MMK 500 will charge.
