MCB Visa Credit Card is a credit card issued by Myanmar Citizens Bank, which allows a certain credit limit to cardholders for purchasing goods and online payments. The cardholder is required to repay spending amount and the fees and charges set by the MCB Bank by the specified due date. The MCB Visa Credit Card can be used for payments at sales counters with POS machines both domestically and internationally, for E-commerce and online shopping payments, and for cash withdrawals from ATMs that display the Visa logo, whether inside or outside the country. The MCB Visa Credit Card can be used for payments at POS machines at local and international sales counters, facilitates payments for e-commerce and online shopping, and enables cash withdrawals at MCB ATMs or any ATM machines with the Visa logo, both locally and internationally.
NRC Copy (Original must be presented)
Household List Copy
Ward/Quarter recommendation Letter (within One Month)
1 Photo (Passport Size)
In case of Foreigners, Valid Passport, Photo and Form C Copy
| MPU –JCB Co-Branded Debit Cards | Classic | Platinum | Staff |
|---|---|---|---|
|
Card Joining Fee |
3,000 MMK |
5,000 MMK |
3,000 MMK (Classic) |
|
5,000 MMK(Platinum) |
|||
|
Lost/Replacement Fee |
3,000 MMK |
5,000 MMK |
FOC |
|
Card Re-issue Fee |
3,000 MMK |
5,000 MMK |
FOC |
|
Annual Fee * |
3,000 MMK |
5,000 MMK |
FOC |
|
(1st Year FOC) |
(1st Year FOC) |
||
|
PIN Reset/ Reissue Fee (Branch Counter Service Only) |
1,000 MMK |
1,000 MMK |
1,000 MMK |
|
ATM Withdrawal – Own Bank Card at our ATMs |
FOC |
FOC |
FOC |
|
ATM withdrawal: Dom estic – Our Card on other Bank ATM (of-us Transactions) |
|
|
1% |
|
ATM Withdrawal Fee **(Domestic Other Bank Card at our ATMs) ** |
1% |
1% |
1% |
|
ATM Withdrawal Fee **(Cross-Border)** |
25,000 MMK + Overseas Bank Charges |
25,000 MMK + Overseas Bank Charges |
25,000 MMK + Overseas Bank Charges |
|
Balance Inquiry Fee over the counter |
FOC |
FOC |
FOC |
|
Balance Inquiry Fee at ATM (International) |
1000 MMK + Overseas Bank Charges (if applicable) |
1000 MMK + Overseas Bank Charges (if applicable) |
1000 MMK + Overseas Bank Charges (if applicable) |
|
Balance Inquiry Fee at ATM (International) |
1000 MMK + Overseas Bank Charges (if applicable) |
1000 MMK + Overseas Bank Charges (if applicable) |
1000 MMK + Overseas Bank Charges (if applicable) |
|
Statement Inquiry Fee |
FOC |
FOC |
FOC |
|
Termination Fee |
FOC |
FOC |
FOC |
|
Transfer Fee at own ATM |
500 MMK |
500 MMK |
500 MMK |
|
Card Block |
FOC |
FOC |
FOC |
|
Cross-Currency Fee in the Cross-border Usage |
Depend on Business |
Depend on Business |
Depend on Business |
|
Chargeback Handling Fee |
2 USD per transaction |
2 USD per transaction |
2 USD per transaction |
| Fee Description(MMK) | Platinum Card | Classic Card |
|---|---|---|
|
Card expiration period |
5 years |
5 years |
|
Joining Fee (Principle) |
30,000 MMK |
10,000 MMK |
|
Joining Fee (Supplementary) |
15,000 MMK |
5,000 MMK, |
|
Annual Fee (Principle) |
120,000 MMK |
50,000 MMK |
|
Annual Fee (Supplementary) |
60,000 MMK |
25,000 MMK |
|
Pin Reissuing Fee |
Free |
Free |
|
Card Replacement Fee |
10,000 MMK |
10,000 MMK |
|
Credit limit Enhancement Fee |
30,000 MMK |
10,000 MMK |
|
Penalty Fee |
15,000 MMK |
15,000 MMK |
|
Bank Statement Regeneration Fee |
3,000 MMK |
3,000 MMK |
|
Balance Inquiry Fee |
Free (MCB ATM) |
Free (MCB ATM) |
|
Cash Withdrawal Fee (Domestic) |
6% of Transaction amount+ others ATM Charges |
6% of Transaction amount+ others ATM Charges |
|
Cash Withdrawal Fee (International) |
6% of Transaction amount + Markup fee+ Others ATM Charges |
6% of Transaction amount + Markup fee+ Others ATM Charges |
|
Maximum Cash Withdrawal Amount Limit |
20% of Credit Limit |
20% of Credit Limit |
|
Maximum daily /monthly limits for POS and E-commerce transactions (Domestic and International) |
MMK 2,500,000 |
MMK 1,500,000 |
|
Interest Rate |
16.5% per annum after payment due date.
|
16.5% per annum after payment due date.
|
Contactless
Secured with an EMV chip
Online Payment
Accepted at millions of merchants worldwide
Up to 45 days of interest-free for purchase transactions
Can choose the repayment options, minimum payment 10% of outstanding balance or full payment.
Option to add two supplementary cards for family members.
14 days start from apply date.
