What is JICA SME Step Loan?

JICA SME (Two-Step Loan) is provided to help develop the SMEs in Myanmar, funded by the Japan International Cooperation Agency(JICA) and mainly designed for the convenience of all SME entrepreneurs depending on their business strengths and sufficient collaterals.

We help customers achieve more.

Special Benefit

YOUR MONEY IS MAKING MONEY FOR YOU & YOUR FAMILY.

Interest Rates

Fee Description(MMK)
With sufficient collateral, loan will be provided with an annual interest of
5.5% pa
With not sufficient collateral, CGI (Credit Guarantee Insurance) backed loan will be provided
Interest rate ranges from
10 % (Premium fees for CGI is included)
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Product Features

  • Suitable for businesses that are at least 2 years old who are aiming to invest in Capital Investment such as building factory, upgrading machines, buying new machines, etc.
  • Flexible payment tenure of up to 5 years
  • 5.5%pa interest
  • Borrow up to 500 Million MMK.