Relationship Officer/Manager (Credit)

Job Description

• Assess and analyze credit proposals by reviewing client financial statements and credit history.
• Develop and maintain strong client relationships to understand financing needs and provide appropriate solutions.
• Prepare comprehensive credit analysis reports with sound financial justifications.
• Monitor loan performance, repayment schedules, and identify early warning signs.
• Collaborate with internal teams to ensure timely and accurate loan processing.
• Ensure all credit activities comply with internal policies and regulatory requirements.
• Maintain up-to-date knowledge on industry credit trends and best practices.

Job Specification

• Bachelor’s degree in Finance, Banking, Accounting, or related field.
• Strong understanding of the credit process, credit chain, and lending policies.
• Proficient in analyzing financial statements and financial ratios.
• Experience in preparing professional credit analysis reports.
• Good interpersonal skills and ability to build lasting client relationships.