Guide clients through credit applications, perform financial assessments, and recommend suitable banking products.
Ensure compliance with KYC, AML, and regulatory requirements, maintaining accurate customer records.
Manage a portfolio of clients, focusing on retention, upselling, and cross-selling opportunities. (Including: credit cards, insurance, digital services, mobile and internet banking).
Meet individual and branch Credit/Deposit targets through structured sales planning and execution.
Monitor market trends and competitor offerings to enhance deposit strategies.
Ensure proper handover procedures for staff transitions and secure storage of loan security documents and customer files.
Source and evaluate potential borrowers for retail and SME loans by analyzing financial statements, cash flows, and credit histories.
Manage non-performing loans (NPLs), follow up on overdue payments, and conduct collection activities as needed.
Job Requirements
Any bachelor degree or a related field.
Experience in banking or customer relationship management is a plus.
Strong communication, sales, and negotiation skills.
Ability to build and maintain strong client relationships.
Experience in handling customer inquiries and complaints.
Proficient in MS Office (Excel, Word, PowerPoint).
Allowance & Benefits
Sat and Sun Off
Ferry Provide
Annual Bonus
Promotion Opportunities
Job Description
Identify and implement strategies for improving branch financial performance.
Lead sales and marketing efforts to drive deposit and credit business, achieving or surpassing financial targets.
Build and maintain strong relationships with high-net-worth individuals (HNWIs) and key customers to increase business opportunities
Ensure day-to-day branch operations and smooth business transactions, ensuring adherence to banking procedures and guidelines.
Actively monitor and manage fraud risks within the branch, implementing fraud prevention measures.
Ensure the branch operates within legal and regulatory frameworks, maintaining strict compliance with CBM rules and regulations, internal control and audits.
Understand credit underwriting standard and practices to manage lending portfolios, and maintain credit quality.
Perform any other tasks or duties as assigned by senior management to support branch and organizational goals.
Job Requirements
Bachelor’s degree in Business, Finance, or a related field (Master’s degree preferred).
Minimum 5 years of experience in banking.
In-depth knowledge of banking operations, financial products, and risk management.
Ability to analyze financial ratios and credit assessment.
Strong problem-solving and decision-making abilities.
High level of integrity and adherence to regulatory compliance.
Excellent leadership, communication, and interpersonal skills.
Allowance & Benefits
Sat and Sun Off
Ferry Provide
Annual Bonus
Promotion Opportunities
Job Description
Guide clients through credit applications, perform financial assessments, and recommend suitable banking products.
Ensure compliance with KYC, AML, and regulatory requirements, maintaining accurate customer records.
Manage a portfolio of clients, focusing on retention, upselling, and cross-selling opportunities. (Including: credit cards, insurance, digital services, mobile and internet banking).
Meet individual and branch Credit/Deposit targets through structured sales planning and execution.
Monitor market trends and competitor offerings to enhance deposit strategies.
Ensure proper handover procedures for staff transitions and secure storage of loan security documents and customer files.
Source and evaluate potential borrowers for retail and SME loans by analyzing financial statements, cash flows, and credit histories.
Manage non-performing loans (NPLs), follow up on overdue payments, and conduct collection activities as needed.
Job Requirements
Any bachelor degree or a related field.
Experience in banking or customer relationship management is a plus.
Strong communication, sales, and negotiation skills.
Ability to build and maintain strong client relationships.
Experience in handling customer inquiries and complaints.
Proficient in MS Office (Excel, Word, PowerPoint).
Allowance & Benefits
Sat and Sun Off
Ferry Provide
Annual Bonus
Promotion Opportunities
Key Responsibilities
Develop and execute the overall bancassurance business strategy to achieve sales growth, profitability and market expansion.
Set sales targets, KPIs, incentive and campaign plans for HO team and branch networks.
Drive achievement of bancassurance KPIs including sales targets, commission income, policy count, renewal performance and overall business growth for both life and general insurance businesses.
Lead and manage the bancassurance business across all relevant banking channels mainly banking branches.
Monitor branch sales performance, track target vs achievement and drive branches to achieve their assigned business targets.
Ensure compliance with regulatory standards and internal bank policies.
Negotiate partnership agreements, business terms, commission structures, campaigns and service standards with insurance partners.
Manage relationships with insurance partners and coordinate regular business review meetings.
Coordinate with insurance partners on product launches, campaigns, training programs and sales support initiatives.
Lead, mentor and manage the bancassurance team to build a high-performance culture and achieve Sales target.
Conduct performance reviews, succession planning and talent development for team members.
Lead strategic projects, digital initiatives, and process improvement activities related to bancassurance business.
Develop and conduct training programs to improve product knowledge and sales skills for branch staffs.
Work closely with internal stakeholders including regional heads, branches, legal and compliance, finance, marketing and other necessary teams.
Prepare and present business performance reports (daily, weekly and monthly), strategic updates and management presentations to senior leadership.
Handle escalated customer, operational and partnership issues in a timely and professional manner.
Other ad hoc projects as assigned.
Requirements
Bachelor’s degree in Business, Finance, Economics, or a related field (MBA is a plus).
Minimum 5–7 years of experience in banking, insurance, or bancassurance business.
Strong understanding of life and general insurance products and business models.
Proven experience in sales management and insurance partnership management.
Strong leadership experience in managing teams and driving sales performance.
Strong commercial mindset and analytical skills to drive Sales growth, partner performance and branch KPIs.
Proficiency in Microsoft Office, reporting tools and data analysis for Sales monitoring and performance tracking.
Strong stakeholder management skills with ability to work across banks and insurance partners.
Results-oriented with strong ability to drive targets and business growth.
