Relationship Manager (Corporate Banking)

Duties & Responsibilities

• Identify and prospect customers through market segmentation with a focus on an industry and/or sub-segment
• Find new loan customers for commercial business by networking and marketing activities.
• Develop and maintain relationships with existing customers to provide quality service
• Respond to client queries relating to loan, products and operational issues
• Conduct due diligence and compliance reviews for credit customer in lie with internal and regulatory requirements.
• Demonstrate an understanding of customers’ business needs as well as an ability to generate tailored advice, ideas and financial solutions.
• Cross-sell products and service with the objective of achieving customers’ financial objectives.
• Develop credit proposals and submit credit presentations for approval.
• Inspect customers’ business situation/condition and evaluate the collateral.
• Prepare loan file and send loan proposal to credit underwriting department for recommendation & approval.
• Responsible to do collection activities in timely manner and ensure to provide quality loan.
• Advise customers for the lending requirement and collect require document.
• Support underwriting department to meet underwriting aspect and meet the TAT in order to disburse the loan to the customer.
• Review and analyze financial statement and advise the prepaid and advice the financial solution & products such as the deposit, loan, bank product etc.

Requirements

• Bachelor Degree in Business/Finance/ Accounting
• MBA is preferable
• Minimum 2 years of working experience.
• Proficiency in MS word, excel and power point
• Good personality and excellent communicator
• Understanding credit parameter and able to do credit assessment & financial analysis.
• Minimum 2 years working experience in Banking
• English language proficiency and digital-oriented