ဆက်သွယ်ရန်
Bank Guarantee အွန်လိုင်းဝန်ဆောင်မှုရယူရန်
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What is Personal Overdraft?

မိမိပိုင်ဆိုင်သော မြေနှင့်အဆောက်အဦးအား ဘဏ်ကို အာမခံပေးအပ်ပြီး မိမိ​၏ မိသားစုကျန်းမာရေး၊စီးပွားရေး၊လူမှုရေး​ ကိစ္စရပ် များကို ဖြေရှင်းရန် MCB  ဘဏ်မှ ချေးငွေဝန်ဆောင်မှုပေးခြင်းဖြစ်ပါသည်။

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Special Benefit

  • Individuals with regular income can avail loans from MCB Bank for various purposes, such as purchasing household appliances, starting small businesses, medical treatment for family health, and family trips abroad.

Terms and Conditions

Applicant

  • Applicant must be the citizen of Myanmar and holder of NRC and rage of age between 23 to 60 years old.
  • If employees, applicant must have minimum 1 years of employment with current
Basic documents required

Required Documents

Fees & Charges

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Interest Rate
13% per annum.
Service Charges
1.5% on loan amount
Collateral security
Land and Building (Gran and freehold land),Condo(Owner book)
Period of the facility
1-year, renewal subject to satisfactory performance.
Unused Fees
1% p.a on unutilized amount upon non utilization up to 70% of OD Limit
Renewal fee
1% subject to full repayment of principal at least for 14-days prior to renewal and satisfactory risk assessment.
Personal OD facility
It is an overdraft loan. It is a loan with monthly interest payments. After a full year, you can repay all the loans and renew the loan term.

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How To Apply

01
Visit the bank branches to inquire.
02
If the required documents are complete, the bank will provide the loan.
03
Once the process is complete, the money is paid to the borrower.
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Product Features

There are 2 types of automobile hire purchase loans: Loan on Brand New Car and Loan on Used car.

MCB Bank allows you to purchase your vehicle of choice. You can choose from a wide selection of used and brand new cars from our list of authorized dealers.

Upon submission of complete documents, you will be informed of the results within 1 week of submission.

  1. Customer interested to purchase the automobile with installment plan visits the car showrooms of dealers linked with Myanmar Citizens Bank and make inquiries.
  2. Customer makes contract with necessary documents and opens Current A/C at Myanmar Citizens Bank after choosing his/her preferred car.
  3. Customer provides initial deposit into Current A/C upon the complete analysis of necessary documents by the bank.
Downloadable Files

Locations/Addresses of Linked Dealers

Access the list in PDF Format.
Access the list in PDF Format.