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Branch Incharge/Second Branch Incharge
Job Description
Identify and implement strategies for improving branch financial performance.
Lead sales and marketing efforts to drive deposit and credit business, achieving or surpassing financial targets.
Build and maintain strong relationships with high-net-worth individuals (HNWIs) and key customers to increase business opportunities
Ensure day-to-day branch operations and smooth business transactions, ensuring adherence to banking procedures and guidelines.
Actively monitor and manage fraud risks within the branch, implementing fraud prevention measures.
Ensure the branch operates within legal and regulatory frameworks, maintaining strict compliance with CBM rules and regulations, internal control and audits.
Understand credit underwriting standard and practices to manage lending portfolios, and maintain credit quality.
Perform any other tasks or duties as assigned by senior management to support branch and organizational goals.
Job Requirements
Bachelor’s degree in Business, Finance, or a related field (Master’s degree preferred).
Minimum 5 years of experience in banking.
In-depth knowledge of banking operations, financial products, and risk management.
Ability to analyze financial ratios and credit assessment.
Strong problem-solving and decision-making abilities.
High level of integrity and adherence to regulatory compliance.
Excellent leadership, communication, and interpersonal skills.
