MCB bank is committed to maintaining robust governance through transparent policies, clear accountability, and defined responsibilities. The Board of Directors (BOD) oversees compliance and integrity risks, approving policies that guide the bank’s operations. Day-to-day management of these risks is entrusted to Senior Management and other Management teams, who ensure any breaches are reported to the Compliance Department. This department plays a critical role in identifying, addressing, and mitigating compliance risks, particularly through customer due diligence and staff training. Additionally, it investigates non-compliance cases and works closely with the Integrated Risk Management Department and Internal Audit to align control measures. Our governance structure employs a three-line defense system: operational departments as the first line, Compliance, and Integrated Risk Management as the second, and Internal Audit as the third, ensuring comprehensive risk management and operational integrity.